Revolutionizing Rent Payments for Everyone

How Splitmypay works

1 Pay part of your rent upfront

This when you newly registered with splitmypay or your rent is due, you make your 1st payment of 25% for your annual rent.

2 Rent gets paid in full

Your 1st payment and the remaining 75% of what you borrow from a revolving credit line is combined to pay your full rent to your property owner.

3 Pay us back on your schedule

Make your 2nd payment to pay off your credit line before the end of the month.You can choose to pay monthly which will be spread for the next 5 months or the 2 time repayment plan which will be every two months for full payment.

4 Build credit history

Your on-time rent payments may be reported to Credit Bureau to help you establish payment history and build your credit profile.

Pay with Ease...

At SplitMyPay, we transform rent payments, making them flexible and stress-free for renters and properties alike. Our innovative platform empowers users to manage their finances with ease and control.

Empowering Renters and Properties

Simplifying Your Payment Experience

We understand the challenges of managing rent and bills. Our technology provides a smarter solution, allowing renters to pay when it suits them while helping properties collect payments effortlessly.

Simplifying Rent Payments

Transforming how renters pay and properties collect rent, making life easier for everyone.

Flexible Payment Options

Pay rent on time, manage your budget better with our innovative payment solutions.

Stress-Free Collections

Helping properties collect rent smoothly, reducing stress and increasing cash flow effortlessly.

Empowering Renters Daily with financing to life a life of relevance.

Control your payments, adapt to life's changes, and prioritize what matters most.

Take control of your finances

Use Splitmypay membership is N3000/month which gives you more control, flexibility, and financial peace of mind—every month. This processing fee will only be valid recurrently during the months you are paying back your rent financing loans*

Frequently asked questions

What happens if my rent fluctuates month over month?

We understand that rent amounts can vary each month, so Splitmypay will adjust the amount of your payments to cover small fluctuations. However, if the rent amount posted by your property is significantly higher or lower than the estimated rent amount you provided during sign-up, Splitmypay will ask you to confirm the rent amount that our system should process before submitting your rent payment.

How do I know if I’m eligible to use Flexible Rent?

You must be 18 years of age or older and qualify for a Splitmypay credit line, which we evaluate when you apply, based on your credit report information, payment history, and other factors. You also need to have a debit or credit card to make your payments to Splitmypay. Please note that your rent portal must allow online payments via ACH or debit card, and not all properties qualify for all Splitmypay services. .

Do I need to use Splitmypay every month?

Splitmypay Rent is designed to give you the freedom to use it when it works best for you whether that’s every month or as needed. With your monthly membership fee, your Splitmypay credit line stays active and ready for when you need it. If you cancel your account, you’ll need to re-apply to use Splitmypay Rent again in the future.

Can I change my payment schedule?

You have the flexibility to reschedule your 2nd payment directly in the Splitmypay website after your rent is processed. When rescheduling, you can choose any business day up to the last day of the current month.

How can I list my property on Splitmypay platform?

As a landlord/property owner,You can reach us click Here to Apply

Splitmypay changed my rent payment experience. It relieved my stress and gave me financial flexibility.

Laura S.

This rent payment model has transformed how I manage my expenses, making renting more manageable and less stressful.

John D.

★★★★★

★★★★★